When you imagine your retirement lifestyle, remember to consider all associated expenses. The "Budget Planner" will help you begin to understand all your expenses.
Account for your retirement savings.Use the enclosed worksheet to to identify all your retirement assets, and all other assets that may be available for use in your retirment plan. It's important to know how assets are titled for distribution and tax planning. This is the first step to crafting a true income plan, and not simply "picking at your pile of assets".
Identify sources of retiement income. Social Security and pensions are 2 of the most commonly mismanaged income sources: Choosing the wrong option could cost you dearly! Find out how to avoid these common mistakes.
It's all about the math. Is there a shortfall in income versus expenses? What about the impact of inflation?Use the worksheets to quickly and easily if there will be enough income to meet your expenses.
You may have many years investing experience, but little real expertise. As you retire you are asked to become a pension manager and navigate the myriad decisions and investment options that will have a tremendous impact on your retirement lifestlye, now and in th future.This report will help you determine if you amy be bettter suited with a retirement income strategist.
Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. DaVinci Wealth and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.This information is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that DaVinci Wealth and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. WealthGuard™ is a portfolio monitoring system, which identifies a client's maximum portfolio downside or loss and indicates that immediate action is required in order to limit losses per the clients pre-determined risk tolerance. It is not an actual stop loss, and may not automatically sell the individual securities in the portfolio. Therefore, the WealthGuard™ Value is a reference point to encourage a conversation between DaVinci Wealth and the client, and to determine if the client/s would like to liquidate the portfolio and move the assets into cash, reset the WealthGuard™ percentage, or reallocate to a different risk profile.
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