We can help grow your assets with minimal risk and the added protection of WealthGuard.
Safety and Income
We can help protect your assets and create guaranteed income.
A legal duty to put your interests first. Always. We always have, it's the right thing to do.
What is your retirement plan (or lack of one) costing you?
How many nights have you spent worrying about your portfolio? Do you worry about your ability to maintain your lifestyle? Do you know where every dollar will come from and exactly how much you can spend today as well as in the future? What experiences have you missed because you weren't certain you could afford them? A lack of clarity may already be costing you a great deal.
Our Focus is Retirement Planning.
Our comprehensive retirement planning services help you achieve the retirement you deserve.
Our clients likely look a lot like you. These are some scenarios that demonstrate how we've helped.
A widow in her early 70's
Our client was extremely concerned about the assets that remained after the passing of her husband. Additionally, she had concerns about her income given the reduction of Social Security benefits. We created a plan that kept the assets out of the "market" to avoid risk, with the goal of providing income she will not outlive. Our plan also established income streams that will begin at various intervals in the future, providing a rising income stream to help keep up with inflation.
A couple in their mid 70's with a mutual fund portfolio
Portfolio performance can be difficult to judge. Strong performance in a good market can mask many issues that are only exposed in bad times, often when it's too late. We analyzed the existing portfolio for this couple and identified a number of hidden expenses and hidden risks. By changing from a "buy and hold" or passive investing style, to a more tactical management style, we were able to greatly reduce the expenses, volatility, and overall risk level.
Many of our clients are new to the area. This couple was looking for someone local they could trust and "look right in the eye" to manage their assets. They enjoy doing business "face to face" across the desk at our local office, and the personal service we provide. We were able to create a solution to their asset management and income needs, with lower fees, and more transparency.
A couple in their late 50's anxious to retire
This couple wanted to be proactive and secure their retirement. We established a plan that would reduce market risk, as well as set up income streams that will conicide with retirement. They know their retirement lifestyle is not dependent on market performance and that their income needs throughout retirement can be met with guaranteed sources.
Get started today. Schedule your no-cost, no-obligation consultation.
Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. Davinci Wealth and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Davinci Wealth and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.
WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.
There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or liquidated the same day the WealthGuard™ value is reached due to time of day and/or market restrictions.
WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages. WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product.